Web Seminars

presented by

 Integrating Catastrophe Modeling with Underwriting

In today’s competitive market, insurers face the tough challenge of growing premium volume and market share while managing underwriting risk.

Employing catastrophe modeling at the point of underwriting is a highly effective mechanism for achieving these objectives, but such modeling capabilities have historically been out of the reach of carriers with smaller portfolios because of the costs associated with maintaining the systems in-house. Attend this web seminar to learn how smaller carriers can profitably grow their business and reduce their combined ratio by increasing the precision at which risks are selected and priced through an on-demand underwriting platform.

Web seminar attendees will:

·         Learn about industry trends in the use of catastrophe modeling for underwriting

·         Discover how underwriting departments can leverage Software-as-a-service to rapidly deploy catastrophe modeling across geographical boundaries

·         Learn how to use catastrophe modeling output in real-time to make profitable underwriting decisions

Featured Speakers:

Karen Pauli, Research Director, TowerGroup

Karen Pauli covers a wide range of topics in property and casualty insurance, specializing in distribution, underwriting, claims, predictive analytics, core systems, business optimization and regulatory environment, drawing on her 25 years of insurance industry experience. Before joining TowerGroup, Ms. Pauli was assistant vice president at OneBeacon Insurance, formerly Commercial Union. Besides directing development projects involving automated underwriting, predictive technologies, and agency point-of-sale functionality, she led product development projects, legislative compliance efforts, and underwriter training. Previously, she headed the underwriting audit function at Crum & Forester, establishing measures and conducting field reviews. She began her career in insurance at Safeco in personal lines underwriting, managing a team of underwriting professionals and overseeing territorial profitability. Ms. Pauli is a frequent speaker at insurance industry conferences and is regularly featured in industry periodicals. A graduate of Bradley University, she has a B.S. in history.

Raj Manghani, Vice President of Product Management, Risk Management Solutions

Raj Manghani is Business Lead for the Underwriting Solutions Product Unit at RMS. In this role, Raj is responsible for the development and expansion of RMS’ portfolio of insurance underwriting decision-support products, which includes the RiskBrowser enterprise catastrophe risk underwriting platform, the RiskSearch Internet catastrophe risk data and modeling site, the RiskTools development toolkit, and a broad suite of hazard mapping datasets derived from RMS’ catastrophe risk models.  Prior to RMS, Raj served as executive director, risk analytics product management at MSCI Barra, a subsidiary of Morgan Stanley and one of the leading providers of investment risk analytics to the asset management industry. 

He has an MBA and an MS degree in Operations Research from the University of California at Berkeley, and dual BS degrees in Computer Science and Applied Mathematics from Southern Methodist University.  He is a CFA® (Chartered Financial Analyst) charterholder and holds the FRM® (Financial Risk Manager) designation.